Aditya Birla Health Insurance Buy Online Policy

Aditya Birla Health Insurance, a part of Aditya Birla Capital Limited, offers a range of health insurance plans designed to cater to diverse healthcare needs. With a focus on promoting wellness and providing financial protection, the company has become a trusted name in the Indian insurance sector.


🏥 Types of Health Insurance Plans Offered by Aditya Birla

1. Activ Health Essential Plan

This entry-level plan provides essential coverage with the added benefit of wellness rewards.

Key Features:

  • Sum Insured: Up to ₹10 lakh.

  • Coverage: Pre and post-hospitalization, daycare treatments, and ambulance expenses.

  • Health Returns™: Earn up to 30% of the premium back by maintaining an active lifestyle.

  • Free Health Check-up: Available after 90 days of policy purchase.

  • No Claim Bonus: 10% increase in sum insured for every claim-free year.

2. Activ Health Enhanced Plan

Designed for those seeking comprehensive coverage with enhanced benefits.

Key Features:

  • Sum Insured: Flexible options to suit individual needs.

  • Coverage: In-patient, daycare, and domiciliary hospitalization.

  • Health Returns™: Up to 30% cashback based on fitness activities.

  • Second Medical Opinion: Access to expert opinions for critical illnesses.

  • Wellness Coach: Guidance to help policyholders maintain a healthy lifestyle.

3. Activ Health Platinum Plan

A premium plan offering extensive coverage and additional benefits.

Key Features:

  • Sum Insured: Higher coverage limits.

  • Coverage: Extensive in-patient, daycare, and outpatient treatments.

  • Health Returns™: Up to 30% cashback for maintaining a healthy lifestyle.

  • Global Coverage: Protection against medical emergencies abroad.

  • Organ Donor Expenses: Coverage for organ donor hospitalization.

4. Activ Fit Plan

Tailored for fitness enthusiasts, this plan rewards active lifestyles.

Key Features:

  • Sum Insured: Customizable based on requirements.

  • Coverage: Comprehensive health coverage including wellness benefits.

  • Health Returns™: Earn rewards for achieving fitness goals.

  • Fitness Tracker Integration: Sync with fitness devices to monitor activity levels.


đź’° Premiums and Coverage

Aditya Birla Health Insurance offers flexible premium options based on the chosen plan, sum insured, and policyholder’s age. Premiums are competitive and designed to provide value for comprehensive coverage.


🏥 Cashless Hospital Network

Policyholders have access to a vast network of hospitals across India where they can avail cashless treatment. This ensures that medical expenses are settled directly by the insurer, reducing the financial burden during emergencies.


📱 Activ Health App

The Activ Health App is a digital companion that allows policyholders to:

  • Track daily physical activity.

  • Book health check-ups.

  • Earn and track HealthReturns™.

  • Access policy details and claim information.

  • Locate doctors, diagnostic centers, and pharmacies.


📝 Claim Process

Aditya Birla Health Insurance offers a streamlined claim process:

  1. Cashless Claims: Direct settlement of bills at network hospitals.

  2. Reimbursement Claims: Submit bills and documents for reimbursement.

The in-house claim settlement team ensures quick and efficient processing of claims.


📞 Customer Support

For any queries or assistance, you can reach out to Aditya Birla Health Insurance’s customer support:


âś… Why Choose Aditya Birla Health Insurance?

  • Comprehensive Coverage: Wide range of plans catering to different needs.

  • Wellness Rewards: Earn HealthReturns™ for maintaining an active lifestyle.

  • Extensive Network: Access to a vast network of hospitals.

  • Customer-Centric Services: 24/7 support and easy claim processes.

  • Digital Tools: Utilize the Activ Health App for a seamless experience.


For more detailed information on each plan and to make an informed decision, visit the official Aditya Birla Health Insurance website: www.adityabirlacapital.com/healthinsurance

Note: The information provided is based on the latest available data as of 2025. Please refer to the official website for the most current details.