June is an important month for bank customers across India because this year, government and private bank branches will remain closed for a total of 12 days. These bank holidays include weekly offs like Sundays and selected Saturdays, as well as special public and regional holidays declared by the Reserve Bank of India (RBI) under the Negotiable Instruments Act. Knowing these dates well in advance can help you plan your financial tasks like cash deposits, cheque payments, loan requests, and branch visits without last-minute rush or inconvenience.
While digital banking services like online transfers, UPI, mobile banking, and ATM withdrawals usually continue to work even on holidays, many in-person services will not be available at closed bank branches. It’s therefore useful to understand exactly which dates in June will affect normal banking operations.
List of Bank Holidays in June and What They Mean
In June, banks in India will be closed on both regular and special holiday dates. The total comes to 12 days when branches won’t be open for public transactions. This includes weekend closures and additional holidays based on religious and regional events.
1. Weekly Bank Closures
Bank branches in India do not operate on certain weekly holidays, including:
- All Sundays
- Second Saturday of the month
- Fourth Saturday of the month
These are standard holidays across all states and apply to both government and private sector banks. Because of these weekly offs alone, several days are already included in the list of closures.
2. Special Religious and Regional Bank Holidays
In addition to weekly offs, banks will be closed on the following festival and region-specific dates:
- Eid-ul-Ad’ha (Bakrid) Day: On this occasion, banks in many states celebrate the festival and remain closed.
- Bakri ID / Id-Uz-Zuha: A related Islamic festival that results in closure across many states in India.
- Sant Guru Kabir Jayanti / Saga Dawa: This holiday leads to branch closures in specific states where these festivals are observed as public holidays.
- Ratha Yatra / Kang (Rathajatra): Marks the annual chariot festival, and banks in certain eastern states remain closed.
- Remna Ni: A regional observance in some northeastern states, leading to bank closures there.
Together with weekly offs, these special occasions add up to 12 days in June when banking branches will be closed and customers will not be able to visit in person for services.
Why Banks Have These Holidays
Banks in India follow a holiday calendar that is usually issued by the Reserve Bank of India. The calendar includes mandatory weekly off days and specific public holidays recognized across the country. On top of that, individual states can declare additional holidays as per local customs and religious festivals.
These holidays are designed to align with national and cultural observances while giving banking staff regular rest days. However, the exact list of bank holidays can differ slightly based on where you live, because some festivals are observed more prominently in certain regions of India.
How to Plan Around Bank Holidays
Bank holidays can be a nuisance if you aren’t prepared for them — especially when you have important financial work to complete. Here are some tips to avoid delays and inconvenience:
1. Use Digital Banking Services Frequently
Even when physical branches are closed, online banking, UPI transfers, mobile apps, and ATMs usually remain operational. These can be used for most routine financial tasks.
2. Prepare Ahead of Time
If you know a bank branch visit is necessary — such as for cheque deposits, loan forms, or account updates — try to complete this a day or two before the planned holiday.
3. Check Local Holiday Lists
Because regional holidays differ by state, confirm the exact holiday dates for your specific location. Some festivals may lead to closures only in certain states.
4. Avoid Last-Minute Cash Needs
If you need cash for the weekend or holiday period, withdraw in advance from an ATM. During long holiday stretches, ATM lines can become crowded or cash may run low in some machines.
Digital Services Still Work on Bank Holidays
It’s important to remember that digital banking services continue to operate even on holidays. This includes:
- Fund transfers via UPI or net banking
- Mobile banking transactions
- ATM withdrawals
- Checking balances and account statements
So even if a branch is closed, you can still manage most of your financial needs from your smartphone or computer.
Final Takeaway
June’s bank holiday schedule includes 12 days when government and private bank branches will be closed. These encompass regular weekly offs as well as special festival and regional holidays observed in various states. Planning ahead and using digital services can help you avoid last-minute issues and make sure your banking needs are met smoothly throughout the month.
Knowing these dates in advance lets you plan critical financial tasks like cheque deposits, loan documentation, and branch meetings without delay. Make sure to check your local bank for any additional holidays that might apply in your specific region.