ICICI Lombard Health Insurance

ICICI Lombard General Insurance Company Limited is a leading health insurance provider in India, offering a range of plans designed to cater to diverse healthcare needs. Whether you’re looking for individual coverage, family protection, or critical illness insurance, ICICI Lombard has a plan to suit your requirements.

🏥 ICICI Lombard Health Insurance Plans

1. Complete Health Insurance Plan

This comprehensive plan offers extensive coverage for hospitalization, daycare procedures, and pre and post-hospitalization expenses.

Key Features:

  • Sum Insured: ₹3 lakh to ₹10 lakh.

  • Room Rent: No sub-limits on room rent; choose any room category.

  • Pre and Post-Hospitalization: Expenses covered up to 30 days before and 60 days after hospitalization.

  • No Co-payment Clause: The insurer bears the entire claim amount.

  • Free Health Check-up: One complimentary health check-up per policy year.

  • Add-ons: Optional covers for maternity, outpatient treatment, critical illness, and donor expenses.

2. Health Booster Plan

Designed to enhance your existing health coverage, this plan offers additional protection at an affordable premium.

Key Features:

  • Sum Insured: Up to ₹1 crore.

  • Cumulative Bonus: 10% increase in sum insured for every claim-free year, up to a maximum of 50%.

  • Discount: Up to 12.5% on premium if paid for 3 years in one go.

  • Add-ons: Optional covers for critical illness, personal accident, and hospital daily cash.

3. Arogya Sanjeevani Policy

A standard health insurance policy offering essential coverage at an affordable premium.

Key Features:

  • Sum Insured: ₹1 lakh to ₹5 lakh.

  • Ambulance Charges: Coverage up to ₹2,000 per hospitalization.

  • Room Rent: Sub-limit as per the policy terms.

  • Pre and Post-Hospitalization: Expenses covered as per the policy terms.

  • Add-ons: Optional covers for critical illness and personal accident.

💰 Premiums and Coverage

ICICI Lombard offers flexible premium options based on the chosen plan, sum insured, and policyholder’s age. Premiums start as low as ₹20 per day, making health insurance accessible to a wide range of individuals.

🏥 Cashless Hospital Network

With a network of over 3,600 hospitals across India, ICICI Lombard ensures that you can avail cashless treatment at empaneled hospitals. This facility allows you to focus on recovery without worrying about immediate medical expenses.

📱 Digital Tools for Convenience

ICICI Lombard provides digital tools to enhance your health insurance experience:

  • Health Card: Access your health insurance details and avail cashless treatment.

  • Mobile App: Manage your policy, track claims, and locate network hospitals.

  • Online Chat: Consult with doctors and health experts through the online chat feature.

📝 Claim Process

ICICI Lombard offers a streamlined claim process:

  1. Cashless Claims: Inform the insurer 48 hours before hospitalization for planned procedures and within 24 hours for emergencies.

  2. Reimbursement Claims: Submit the claim form along with necessary documents within 60 days after discharge.

📞 Customer Support

For any queries or assistance, you can reach out to ICICI Lombard’s customer support:

✅ Why Choose ICICI Lombard Health Insurance?

  • Comprehensive Coverage: Wide range of plans catering to different needs.

  • Cashless Network: Access to a vast network of hospitals.

  • Customer-Centric Services: 24/7 support and easy claim processes.

  • Digital Tools: Convenient mobile app and online services.

  • Affordable Premiums: Plans starting at just ₹20 per day.

For more detailed information on each plan and to make an informed decision, visit the official ICICI Lombard Health Insurance website: www.icicilombard.com/health-insurance

Note: The information provided is based on the latest available data as of 2025. Please refer to the official website for the most current details.