Star Health Insurance: Buy Plans Online & Save Upto 88%*
Star Health and Allied Insurance Co. Ltd. is a leading standalone health insurer in India, offering a wide range of health insurance plans tailored to meet the diverse needs of individuals, families, and senior citizens. Established in 2006, Star Health has built a reputation for providing comprehensive coverage, cashless hospitalization, and customer-centric services.
🏥 Types of Health Insurance Plans Offered by Star Health
1. Individual Health Insurance Plans
Designed for single individuals, these plans provide coverage for hospitalization expenses, pre and post-hospitalization, and day-care treatments.
Smart Health Pro: Offers extensive coverage with optional add-ons.
Medi Classic Insurance Policy: Provides coverage for hospitalization expenses with restoration benefits.
Diabetes Safe Insurance Policy: Tailored for individuals with diabetes, covering related medical expenses.
2. Family Floater Plans
These plans cover the entire family under a single sum insured, making them cost-effective for families.
Family Health Optima Plan: Covers self, spouse, children, and parents with a single sum insured.
Super Star Plan: A long-term policy offering modular coverage that grows with the policyholder’s needs.
3. Senior Citizens Health Insurance
Specially designed for individuals aged 60 years and above, these plans offer coverage without the need for pre-insurance medical screening.
Senior Citizens Red Carpet Policy: Provides coverage for hospitalization and pre-existing diseases after a waiting period.
4. Critical Illness Plans
These plans offer lump sum benefits upon diagnosis of specified critical illnesses.
Critical Illness Multipay Policy: Covers multiple critical illnesses with a lump sum payout.
Star Cancer Care Platinum Policy: Specifically designed for cancer patients, covering treatment and related expenses.
5. Top-Up and Super Top-Up Plans
These are additional policies that provide extra coverage once the sum insured under the base policy is exhausted.
Super Surplus Plan: Offers additional coverage at an affordable premium.
6. Disease-Specific Plans
Tailored for individuals with specific health conditions.
Cardiac Care Policy: Designed for individuals with heart-related ailments.
Women Care Policy: Provides coverage for women-specific health issues, including maternity expenses.
💰 Premiums and Coverage
Star Health offers a variety of sum insured options ranging from ₹5 lakh to ₹1 crore, depending on the policy and the individual’s requirements. The premiums vary based on factors such as age, sum insured, and the type of coverage selected.
🏥 Cashless Hospitalization Network
Star Health has a vast network of over 14,000 hospitals across India where policyholders can avail cashless treatment. This ensures that you receive quality medical care without the immediate financial burden during emergencies.
📱 How to Buy or Renew Star Health Insurance Online
Purchasing or renewing your Star Health Insurance policy is simple:
Visit the official website: www.starhealth.in
Choose the desired plan.
Fill in the necessary details.
Pay the premium online.
Receive your policy documents via email.
📝 Claim Process
Star Health offers two types of claims:
Cashless Claims: Direct settlement of bills at network hospitals.
Reimbursement Claims: Submit bills and documents for reimbursement.
The claims process is streamlined through various channels, including the Star Health website, mobile app, and customer support.
📞 Customer Support
For any queries or assistance, you can reach out to Star Health’s customer support:
Phone: 1800-102-4477
Email: [email protected]
✅ Why Choose Star Health Insurance?
Comprehensive Coverage: Wide range of plans catering to different needs.
Cashless Network: Access to a vast network of hospitals.
Customer-Centric Services: 24/7 support and easy claim processes.
No Third-Party Administrators: Claims are handled in-house for quicker resolutions.
For more detailed information on each plan and to make an informed decision, visit the official Star Health Insurance website: www.starhealth.in
Note: The information provided is based on the latest available data as of 2025. Please refer to the official website for the most current details.